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#NIOCORP~THE ELK CREEK MINE PART IV

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Sharing Jims's responses to my follow up questions for CONTEXT on 11/15/2022:

1) - Has Niocorp recently applied for a DoE/LPO loan for "debt"..?
RESPONSE:
"We are indeed in discussions with several U.S. federal agencies about potential financial assistance to the Project, but all have very strict rules about disclosure of those discussions and processes. I’m sorry but I cannot say anything more about this at present. "
2) - Could any additional CO2 capture methods still be possible by ex-situ, direct mineralization, or other methods now being undertaken via the New Process?
RESPONSE:
"The reagent recycling tied to the Calcium and Magnesium removal, which we recently announced as part of our demonstration plant operations, is effectively a carbon sink and is expected to reduce the carbon footprint of the eventual operation*."*

3) - Who owns the patent/rights to this New Process being implemented? Or can it be licensed moving forward?

RESPONSE:

"We hold the rights to any intellectual property developed and related to the Elk Creek process by virtue of our contractual relationships with L3 and other entities involved in the work. While our focus remains on using proven commercial technologies in the public domain, we will act to protect the parts of our process that may be novel. "

​

We'll Pick up EARLY Jan, 4, 2023

NioCorp Rare Earth Demonstration Plant Showing Positive Rare Earth Recovery Results

NioCorp Rare Earth Demonstration Plant Showing Positive Rare Earth Recovery Results - NioCorp Developments Ltd.
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CENTENNIAL, Colo. (January 4, 2023) – NioCorp Developments Ltd. (“NioCorp” or the “Company”) (TSX:NB) (OTCQX:NIOBF) today announced that its demonstration-scale processing plant (the “demonstration plant”) in Quebec, Canada has succeeded in obtaining a rare earth dissolution rate of 86-95% from Elk Creek ore through hydrochloric acid leaching, and has achieved a loading rate of rare earths as high as 99% in the follow-on solvent extraction recovery step. These relatively high rates, which were expected, point to potentially strong rates of overall recovery of separated rare earth oxides, subject to additional demonstration testing over the coming weeks.
Additional solvent extraction steps will be deployed to establish the ultimate recovery rates of potential rare earth products. The demonstration plant has further established that the rare earths recovered in the initial solvent extraction step are accompanied by only two impurities of note: iron and a very small amount of nickel. Given the success of this initial separation step, L3 and NioCorp expect that losses in the additional solvent extraction steps would be low.
NioCorp is currently focused on demonstrating its ability to recover three high-purity rare earth products: (1) neodymium-praseodymium (“NdPr“) oxide, which is the principal component of neodymium-iron-boron (“NdFeB“) permanent rare earth magnets, (2) Dysprosium (“Dy“) oxide, and (3) Terbium (“Tb“) oxide. Both Dy and Tb oxide are critical to the type of powerful NdFeB magnets used in the traction motors of electric vehicles. However, very little of these high-purity separated rare earth products are made outside of Asia.

“These results are in line with our expectations and they show that the ongoing work at the plant is proceeding in a positive direction,” said Scott Honan, NioCorp’s Chief Operating Officer. “In the coming weeks, we look forward to seeing the final results from the separations extractions testing that is now underway and to reporting those results to the public.”

(APRIL 4th 2023 -will be 12 WEEKS out.... Expecting Results SOON IMHO....)

JAN. 31st 2023 NIOCORP HOLDS Meetings at the White House & with White House Staff for several days....

~ "Working with White House officials on critical minerals issues. This Administration is working hard to help support environmentally responsible critical minerals projects like NioCorp’s Elk Creek Project in the great State of Nebraska. "~
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Feb. 2nd 2023 THE NYTIMES ARTICLE DROPS ~Nebraskans Are Sitting on Strategic Metals. Is Mining a Patriotic Duty?~ By Dionne Searcey

Nebraskans Are Sitting on Strategic Metals. Is Mining a Patriotic Duty? - The New York Times (nytimes.com)
Mr. Honan, NioCorp’s chief operating officer, on Beverly Beethe’s farm. “The rocks are different here,” he said.

• Feb. 2, 2023

ELK CREEK, Neb. — In this rural part of Nebraska, county-board agendas include moratoriums on solar farms and some residents scowl when they pass the handful of wind farms that have sprouted. But the idea of a new mine that could help power the transition to renewable energy has received broad support.
The tenor of these quiet flatlands, where deer bounce across gravel roads and neon sunsets scream across the long horizon, would change dramatically if mining for metals like niobium, scandium, titanium and rare earths begins.
But many people here think Southeast Nebraska, dotted with dying downtowns and aging residents, could play a small part in helping to solve a full-blown geopolitical crisis that Doc Evans, a Johnson County commissioner, summed up like this: “The trouble with China.”
Mr. Evans and numerous others welcome the digging that a company called NioCorp wants to begin because they feel it’s their patriotic duty. For too long, they said, the United States has depended on other countries for metals and minerals the nation could find at home, if only someone were willing to spend the money and effort to retrieve them.
“I think it’s good for our country,” said Don Othmer, who lives in Elk Creek, where the mine would be. Relying on other countries for raw materials means “we’re kind of held hostage,” he said.
Geological fate meted out hundreds of millions of years ago left the United States lacking rich stores of many of the raw materials found on the federal list of minerals critical to the economy and national security. The country has relied on imports of certain minerals and metals that are abundant in China and elsewhere and are needed for America’s fighter jets, building materials and cellphone batteries.
The United States is determined to no longer be dependent on other countries, particularly now as these materials, which are also used in making electric-vehicle batteries and for transmitting energy from wind turbines and solar panels to the power grid, are key ingredients for an economy that relies on renewables. Measures enacted under the Biden Administration offer major incentives to mining companies and processing facilities to do their work domestically.
But the biggest incentive is the market demand that has increased the price of metals including rare earths — a set of elements found together, with names like terbium and dysprosium — making it newly economical for mining companies to scour the nation for even small amounts that can be scraped from underneath the soil.
Downtown Tecumseh, Neb., one of the nearby towns that would feel ripple effects from a new mine.
NioCorp wants to bring in hundreds of workers and heavy drilling equipment to dig the metals. After decades of exploration and looking for financing, it soon may be able to get started, buoyed by new demand for a domestic supply of critical minerals and metals that can power America’s transition to renewable energy. And the company has embraced the messaging that plays well in this conservative area that counts patriotism as a key value.
“It will help America,” said Mark Smith, chief executive of NioCorp, which is based in Colorado.
The federal government is hoping to find new deposits of minerals and metals by carrying out projects to digitize information from 100-year-old geological maps and by flying survey planes all over the country. The government is also financing programs to comb through waste piles of old mines, including coal ash, for materials once deemed worthless. One program tests ways to sift minerals and metals from Superfund sites.
“Can the U.S. meet its own mineral supply needs? It’s a big, complicated question,” said Graham Lederer, researcher at the United States Geological Survey’s Geology, Energy & Minerals Science Center. “Anything could be a resource. You just need to develop the technology and bring the cost down.”
Just outside Elk Creek, pronounced by some locally as “Elk Crick,” workers from NioCorp are clearing trees to prep the land for digging, should it succeed in getting more financing. The company, now listed on the Toronto Stock Exchange, said it has lined up German buyers for some of its niobium.
Hundreds of people and a new governor-elect turned up for a series of town halls in November held by NioCorp. The meetings drew investors from Kansas City who snapped photos as they wandered Elk Creek’s tiny downtown past a bank, a post office, small grocery store and the Village Tavern, which is known for its signature drink, the Elk Creek Water (Mountain Dew, Squirt, 7 UP, vodka and gin) as well as an annual event where beef testicles are served (the “Nut Feed”).
“We’ve had a harder time keeping the younger generation here,” said Don Gottula, who owns a propane shop on Main Street. “We need a booster shot, I guess you could say.”
As the hunt for more materials used in batteries continues, energy officials predict more scenes across America like the one in Nebraska, a state with abundant cornfields and cattle but no operating mines. In Utah, a mine has begun producing tellurium. A new cobalt mine in Idaho is expected to be operational this year. New lithium mining is planned for North Carolina, and in California companies are trying out new technology to extract lithium from geothermal brines.
The world may need more than 300 new mines in the next decade to meet demand for electric-vehicle and energy-storage batteries, according to Benchmark Mineral Intelligence.
In Nebraska, metals that were a distant memory from high school chemistry class have become part of regular conversation. Like most people in the Elk Creek area, any of the dozen or so farmers who gather for morning coffee several days a week before the lanes light up at Harvest Bowl in nearby Tecumseh can speak fluently about niobium.
“Didn’t they put that in Superman’s underwear?” one joked on a recent morning.
Niobium might help batteries hold a charge longer, another said, and that’s a good thing out here where miles separate even gas stations. But did anyone ever consider what happens to the wind turbines and solar panels years from now when they no longer function?
“When they wear out there’s no place to go with them,” said Milton Buchholz, a retired farmer and former county roads department worker.
The conversation turned to the prairie fires and dust storms that swept across parts of Nebraska last summer. The crop-withering drought just won’t let up.
“I’m not convinced whether this is all man-made or God-made,” said Mr. Evans, the county commissioner who sat at a table near farmers in hats advertising pesticides and fertilizer and one that read “cow whisperer.”
“I know that we may be contributing but who did it 100,000 years ago when we had an Ice Age?” he added.
To build the mine here, workers would burrow nearly 2,500 feet into the earth, creating an underground mini city to operate machinery. Construction would take almost three years, requiring 400 workers and convoys of heavy trucks rumbling across the plains surrounding Elk Creek, population 98.
“If we want to give our kids a chance, we’ve got to use the resources we have,” said Harold Richardson, a farmer and retired teacher from Elk Creek.
China is the world’s main producer and processor of scandium and rare earths. America has only one rare earth mine, in Mountain Pass, Calif. It sends its ore to China for processing. (Mr. Smith of NioCorp is the former chief executive of MolyCorp, which used to own the Mountain Pass mine.)
Brazil is by far the world’s biggest producer of niobium, which is used to strengthen steel. China Molybdenum, a state-backed company, bought a key niobium mine in Brazil in 2016.
The importance of having a domestic stash of metals was highlighted in 2010 when China blocked exports of rare earths to Japan during a dispute over a fishing trawler incident, sending prices soaring. Since then, tensions between the United States and China only have escalated, prompting fears about politically and economically motivated supply-chain disruptions.
NioCorp executives say the amount of metals they could recover at Elk Creek would be scant compared to the Chinese supply; they are still determining whether they can economically retrieve the rare earths. The company plans to dig titanium, too (China, Japan and Russia are among the world’s biggest titanium producers), but niobium is the most abundant metal at the site, and if operations go forward, Elk Creek would be the only niobium mine in America.
Company executives say they expect demand for the metal to increase for use in new versions of lithium ion electric vehicle batteries under development.
NioCorp has obtained all the necessary permits to start digging. But if it digs the rare earths, NioCorp may need to look overseas for processing. A new processing facility that is in the works in Texas could take years to become operational.
“I’d really want to see these activities done in the United States or an allied country” such as Japan or Britain, said Mr. Smith of NioCorp.
New demand for greener sources of energy is fueling interest from Wall Street in the Elk Creek mine. But the messaging from NioCorp tends to focus on the metals’ traditional uses — in oil pipelines and guided missiles, residents said.
“NioCorp is being very thoughtful in how they’re communicating with Southeast Nebraskans,” said State Senator Julie Slama, who represents constituents in Johnson County, which has voted Republican in every presidential election since the 1960s. “In Nebraska, we have a sense of patriotism and desire to serve our country.”
People have been talking about a mine in Elk Creek since the early 1970s when, according to local lore, pilots reported their instruments went haywire while flying over southeast Nebraska. The real story: University researchers received a federal grant to fly over the state with instrumentation that identified changes in the earth’s magnetic field, indicating the possible presence of certain minerals and metals.
“The rocks are different here,” said Scott Honan, NioCorp’s chief operating officer.
Back then local workers were hired to carry out exploratory drilling, digging up hundreds of core samples, tubes of earth, for testing. Stacks of them are stored in metal sheds on Beverly Beethe’s farm, where the mine would be located. Residents signed land leases with the company, which eventually bought 226 acres. Some landowners netted lucrative deals and could receive royalty payouts of as much as $10 million a year.
But the deals created bad blood. Some residents who were left out were miffed. Others like Ms. Beethe question whether they got a fair deal, especially in an area where the price of farmland has recently skyrocketed.
“The way I got treated, I hope that they don’t treat the community that way,” she said.
Many residents also are worried about damage from the toxic chemicals used in mining and processing.
They wonder about cancer cases near the mine site. Rare earth metals are found alongside radioactive elements. Mr. Smith said that at Elk Creek the amounts are so small they don’t require state licensing, but he said as a precaution NioCorp plans to seek licensing anyway and will carry out required monitoring.
Higher paying jobs would be welcome in the area, residents said, but still they wondered, how will the mine ever be able to find 400 workers? The nearby state prison has tried to fill vacancies by nearly doubling starting pay, to $28 an hour. Staff shortages are so severe at the local school district that the superintendent is pondering a four-day week for the next academic year. He already doubles as a bus driver because he can’t fill the job.
And what if the workers do come? “Where the hell are 400 more people going to eat in this town?” said Tim Weber, who opposes the mine.
Residents like Lavon Heidemann, a former lieutenant governor from Elk Creek, have benefited from the mine already. He was paid to help drill exploratory hole No. 7 back in the 1970s and now works as a local representative for NioCorp, fielding questions from his neighbors.
Mr. Heidemann sometimes stares out from his hilltop farm at the blinking lights on the wind turbines several miles away. They bug him a little. He worries the nation might be transitioning too quickly to renewables. But, he said, the Elk Creek mine would be good for America.
“I wish it wasn’t in my backyard, but it is. Other people sacrificed, and we need to sacrifice too,” Mr. Heidemann said. “I love this country to no end. We have challenges today and if we can help make it a better place in an environmentally safe way then, hot dog, I want to be a part of that.”

~NIOCORP CALLS OUT 5.7 TONNES OF REDUCTION FOR EVERY 1 TONNE EMITTED ~ (Via Value Added END-USE of Critical Minerals Processed on Site)

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SEE VIDEO BELOW: NioCorp's Elk Creek Critical Minerals Project ~During the latest Niocorp Video (@3 minute mark)~

NioCorp's Elk Creek Critical Minerals Project - YouTube
Click on link above to view video

FEB. 6th, 2023 ~NioCorp’s Rare Earth Demonstration Plant Showing Strong Rare Earth Recovery Results, in Line with Expectations~

NioCorp's Rare Earth Demonstration Plant Showing Strong Rare Earth Recovery Results, in Line with Expectations - NioCorp Developments Ltd.

CENTENNIAL, Colo. (February 6, 2023) – NioCorp Developments Ltd. (“NioCorp” or the “Company”) (TSX:NB) (OTCQX:NIOBF) today announced that its demonstration-scale processing plant (the “demonstration plant”) at L3 Process Development in Quebec, Canada has succeeded in producing a high-purity mixed rare earth concentrate from NioCorp’s integrated demonstration plant. These encouraging results lend support to the technical feasibility of separating high-purity oxides of several key magnetic rare earths, on which the U.S. is presently 100% dependent, primarily from China, from ore comprising the Elk Creek Critical Minerals Project (“Project“).
NioCorp’s patent-pending demonstration scale rare earth extraction and purification solvent extraction process operation is ongoing in Trois-Rivieres, Quebec, using solutions generated by the upstream operations of the demonstration plant. The rare earths were then precipitated out of solution, producing a solid that contains 6% praseodymium (“Pr“) oxide, 25% neodymium (“Nd”) oxide, 0.35% terbium oxide (“Tb“), and 1.6% dysprosium (“Dy“) oxide, with the balance of the solids consisting primarily of rare earths with minor base metal impurities.

Based on these results, and subject to additional demonstration testing over the coming weeks, L3’s process engineering team have determined that overall recoveries for these four magnetic rare earths are likely to be greater than 92% and meet commercial purity specifications for magnetic rare earth oxides.

​

#NIOCORP ~ Biden Advisor says ~U.S. is ‘absolutely’ behind on supply chain independence from China!~ Feb. 7, 2023

By :Natasha Turakhttps://www.cnbc.com/2023/02/07/amos-hochstein-us-is-behind-on-supply-chain-independence-from-china.html
KEY POINTS
“This is a major concern for the U.S. and I think for the rest of the world,” Special Presidential Coordinator Amos Hochstein told CNBC.~China controls roughly 60% of the world’s production of rare earth minerals and materials, according to a recent report by Rice University’s Baker Institute.~For the U.S., whose relations with China can currently be described as tense at best, this poses several potential security risks. "
CLICK ON LINK TO WATCH VIDEO:
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#NIOCORP ~President Biden Signs Presidential Waiver of Statutory Requirements for Supply Chain Resilience~ Feb. 28, 2023

President Biden Signs Presidential Waiver of Statutory Requirements for Supply Chain Resilience > U.S. Department of Defense > Release
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MARCH 6th 2023 ~Export-Import Bank of the United States Issues Letter of Interest to NioCorp for Potential Debt Financing of up to $800 Million for NioCorp’s Elk Creek Critical Minerals Project

Export-Import Bank of the United States Issues Letter of Interest to NioCorp for Potential Debt Financing of up to $800 Million for NioCorp's Elk Creek Critical Minerals Project - NioCorp Developments Ltd.

CENTENNIAL, Colo. – March 6, 2023 – NioCorp Developments Ltd. (“NioCorp” or the “Company“) (TSX:NB) (OTCQX:NIOBF) is pleased to announce the receipt of a Letter of Interest from the Export-Import Bank of the United States (“EXIM“) for potential debt financing of up to $800 million through EXIM’s “Make More In America” initiative to fund the project costs of NioCorp’s proposed Elk Creek Critical Minerals Project.
EXIM’s communication to NioCorp states: “We are pleased to extend this Letter of Interest in support of the proposed capital funding plan by Elk Creek Resources Corp. for the Elk Creek Project. Based on the preliminary information submitted on expected exports and jobs supported, EXIM may be able to consider potential financing of up to $800,000,000.00 of the project’s costs under EXIM’s Make More In America initiative.” Elk Creek Resources Corp. is a Nebraska corporation wholly owned by NioCorp.
A project finance letter of interest from EXIM represents only a preliminary step in the formal EXIM application process, and the Letter of Interest states that the communication “does not represent a financing commitment” and “is not an explicit indication of the financial or commercial viability of a transaction.”

MARCH 13, 2023 ~Sharing Responses from Jim Sims to three relevant questions on 3/13/2023~

Jim-

A) Could you offer comment on What Scope 3 emissions mean for the Elk Creek mine moving forward into production & to the end users utilizing the products being processed at the mine? & Would Niocorp's Scope 3 Carbon Emission Reductions qualify foas "Carbon Credits" in the context above? Could/Does Niocorp's "Carbon Friendly GHG/ESG" mining processes & work scope qualify for- INNOVATIVE CLEAN ENERGY LOAN GUARANTEES Department of Energy?
Response:

"We have made an internal estimate of the benefits of our planned products at a Scope 3 emissions level. However, the definition and applicability of Scope 3 emissions must eventually be determined by government regulators, and the SEC is examining many aspects of this issue now. At present and in general, carbon credits are created by mitigation measures taken at the Scope 1 emissions level, although there are several different approaches being examined across the U.S. As to DOE programs, I am not allowed to comment on that at this time."

B) Is/Could an "ANCHOR" Investos still have interest in the Elk Creek Project? Comment If you can... (A,B,C,D.... as all options are on the table.)
Response:

"Yes. "

C) (Follow up) - Is Niocorp still engaged with "Several Federal Agencies" other than the EXIM Bank as sources for "Debt" or Off-take agreements? Comment if you can...
Response:

"Yes, multiple federal agencies, elected officials in the Congress, and the WH. "

\***(After announcing an application (MArch 6, 2023) to the U.S. FEDERAL EXIM BANK. NIOCORP IS STILL ENGAGED WITH OTHER FEDERAL ENTITES, CONGRESS & THE WH!)***\**
​

MARCH 16th 2023 ~NioCorp Gains Access to as Much as $71.9 Million in Net Proceeds Over the Next Three Years from its SPAC Transaction and Two Additional Financings as it Prepares to Launch Trading on the Nasdaq Stock Market

NioCorp Gains Access to as Much as $71.9 Million in Net Proceeds Over the Next Three Years from its SPAC Transaction and Two Additional Financings as it Prepares to Launch Trading on the Nasdaq Stock Market - NioCorp Developments Ltd.
New Cash Infusion to NioCorp is Expected to Accelerate Progress of the Company’s Elk Creek Critical Minerals Project in Nebraska
NioCorp Shares Expected to Begin Trading on Tuesday on Nasdaq Under the Ticker Symbol “NB” and Will be Cross-Listed on the Toronto Stock Exchange
CENTENNIAL, Colo – March 16, 2023 – NioCorp Developments Ltd. (“NioCorp” or the “Company“) (TSX: NB; OTCQX: NIOBF) is pleased to announce that it expects to have access to as much as $71.9 million in net proceeds over the next three years following the completion of the transactions contemplated by the Business Combination Agreement, dated September 25, 2022 (the “Business Combination Agreement”), among NioCorp, GX Acquisition Corp. II (Nasdaq:GXII) (“GX”) and Big Red Merger Sub Ltd (the “Transaction“), and two separate financing deals with Yorkville Advisors Global, LP (“Yorkville“).
The Transaction was approved by a vote of GXII shareholders on Wednesday, March 15, 2023, and the deal is expected to close on Friday, March 17, 2023. NioCorp’s common shares (the “Common Shares”) are expected to begin trading on Tuesday, March 21, 2023, on the Nasdaq Stock Market (“Nasdaq”) under the ticker symbol “NB.” The Nasdaq listing is expected to make investment in NioCorp’s stock open to many more investors around the world, including institutional investors and funds. Upon listing on Nasdaq, the Common Shares will be cross-listed on the Toronto Stock Exchange and will continue to trade there under the ticker symbol “NB.” The stock will no longer trade on the OTCQX under the ticker symbol “NIOBF” in connection with the commencement of trading on Nasdaq.
​

MARCH 30, 2023 ~ NioCorp to Ring The Nasdaq Stock Market's Opening Bell!~

NioCorp's Executive Team to Visit New York City and Ring the Opening Bell at The Nasdaq Stock Market on Thursday, March 30, 2023CENTENNIAL, Colo. (March 28, 2023) – NioCorp Developments Ltd. ("NioCorp") (Nasdaq:NB; TSX: NB) is pleased to announce that Mark A. Smith, NioCorp's CEO and Executive Chairman, will ring the opening bell on The Nasdaq Stock Market (“Nasdaq”) at 9:30 a.m. on Thursday, March 30, 2023. NioCorp's stock began trading on Nasdaq on Tuesday, March 21, 2023 under the ticker symbol "NB."

• What: NioCorp to visit the Nasdaq MarketSite in New York City’s Times Square to ring the Opening Bell.
• Who: NioCorp executives Mark A. Smith (CEO & Executive Chairman); Scott Honan (COO); Neal Shah (CFO); Jim Sims (CCO); Jeff Mason (Corporate Controller); and members of NioCorp's Board of Directors.
• Where: New York, New York: Nasdaq MarketSite – 4 Times Square on 43rd & Broadway at Broadcast Studio.
• When: Thursday, March 30, 2023 – 9:15 a.m. to 9:30 a.m. ET

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Additional Information
A live webcast of the Nasdaq Opening Bell will be available at https://www.nasdaq.com/marketsite/bell-ringing-ceremonyFor multimedia features such as exclusive content, photo postings, status updates, and video of bell ceremonies posted by Nasdaq, please visit these Facebook pages:

• https://www.facebook.com/nasdaq
• https://www.facebook.com/niocorp

Additional photos from the event will be posted on Nasdaq's and NioCorp's Instagram pages:

• http://instagram.com/nasdaq
• https://www.instagram.com/niocorp_developments/

For news tweets, please visit Nasdaq's and NioCorp's Twitter pages:

• http://twitter.com/nasdaq
• https://twitter.com/NioCor

FORM YOUR OWN OPINIONS & CONCLUSIONS ABOVE:

GODSPEED TEAM NIOCORP!!!
"VERY INTERSTING INDEED!"
Chico

Found in Lincoln NF, New Mexico, USA

When hiring a contractor for a home improvement project, it’s essential to ask about their insurance coverage. The right insurance policy can protect you from financial liability in case of accidents or damages that occur during the project.
​
Questions You Need To Ask Your Contractor About Their Insurance
Here are some questions you should ask your contractor about their insurance:

1. What type of insurance do you have?

Your contractor should have both liability insurance and workers’ compensation insurance. Liability insurance protects against property damage or bodily injury that may occur during the project, while workers’ compensation insurance covers injuries sustained by workers on the job.

1. Can you provide proof of insurance?

Your contractor should be able to provide you with a certificate of insurance that shows their coverage. You can also ask for the name and contact information of their insurance agent to verify the coverage.

1. What is your coverage limit?

Make sure your contractor has adequate insurance coverage for your project. Ask about their policy limits and if they are high enough to cover potential damages or injuries.

1. Will the insurance cover subcontractors?

If your contractor hires subcontractors to work on your project, you need to know if their insurance policy covers subcontractors as well. If not, you may need to ask the subcontractors for their insurance coverage.

1. How long have you had insurance?

It’s important to know how long your contractor has had insurance coverage. If they are new to the industry, they may not have the necessary experience or coverage to handle potential accidents or damages.

1. Are there any exclusions in your policy?

Your contractor’s insurance policy may have exclusions that limit coverage for certain types of damages or injuries. Make sure you understand any exclusions in their policy and how they may affect your project.

1. What happens if there is a claim?

Ask your contractor what the process is if there is a claim made against their insurance policy. They should have a clear plan of action in place to handle any potential issues that may arise.
In summary, asking these questions can help ensure that you choose a contractor with adequate insurance coverage for your home improvement project. It’s important to work with a contractor who takes their insurance obligations seriously and is committed to protecting their clients from financial liability. Contact insurance broker in Toronto for more information.