Restaurants in chagrin falls for lunch

I thought I have some fun and review each episode of the Mikey and Jay Show as it comes out, I guess Dhar made the canon of Mikey and friends far too complicated for anyone to keep up with, so this show is an easy way to keep their video’s connected. So let’s look at The Boys go to War, so the plot follows Mikey, Jay, and some rando named Noah, I guess Derek’s actor or Jayden’s actor were too busy, and I’m going to add how stupid it was to name Mikey’s brother “Jayden” and his best friend “Jay” anyway, some high schoolers try to kick the boys off some basketball court until we meet a new character who I will call Girl since I forgot her name, Girl is Jay’s Cousin who main bully and Mikey both have crushes on, avoiding how weird a middle schooler having a crush on a high schooler is, I’m positive this will only be done for “comedy” anyway main bully is a massive simp so he keeps Jay around leading to a falling out, after a one on one between our protagonists, Mikey is injured by Jay, so the two go their separate ways, simp tries to get a date from Girl but Jay is the worst third wheel imaginable, so at one of those retro diners that are really common in the Dhar-verse, he lures Jay away so he can get a kiss, Girl turns him down, so Simp becomes niceguys, so he dips revealing to Jay he was using him, Jay makes things up with Mikey and the trio go back to challenge the high schoolers for the court, winning, Mikey tries to rizz up Girl, but it fails miserably, thus the episode ends with a tease at next weeks episode involving a nerd, Snapchat, and another idiot plot most likely. Overall the episode is just another Mikey or Jay video with the same old message that has never been used on this channel before about watching out for people using you, I’ll be back here next week to look into episode 2, but I doubt it will be any better, but in the bright side, Mikey’s Mom didn’t show up, so I’ll give it a 4/10 instead of a 3.

Hi! I'm 24F from Philippines, currently living independently away from the province. I've been struggling with health anxiety features since 2020 but it became much worse last year after a major health issue I encountered. Apologies for the length, but I appreciate your patience. Any comments are much welcome.
TL;DR: I'm a 24-year-old woman living independently, dealing with health anxiety that has worsened after a major health issue last year. I underwent unexpected surgery and a six-month medication for a cancer scare, with physical recovery at 90% but mental struggles persisting. Anxiety triggers my GERD and vice versa, leading to sleepless nights and fear of death. I have dextroscoliosis, hyperacidity, and a recent diagnosis of hiatal hernia. Seeking help for persistent back pain, neck pressure, and nerve tingling, unsure where to start. Considering a neurologist for a brain scan or a psychiatrist for mental health support. Financial difficulties add to the challenges. Open to guidance and recommendations.
Just a background, I already struggle with a couple of conditions through the years:
*have dextroscoliosis since I was 14
*have hyperacidity, recently diagnosed with hiatal hernia (Feb 2023)
Everything went down last August 2022 when I experienced chest pain at work and was rushed to the ER. While my ECG was normal, I was advised to undergo a chest MRI due to my dextroscoliosis. Surprisingly, my spine was found to be stable, but the scan revealed a 4cm mediastinal mass near my thymus gland. Initially suspected as thymoma, a type of cancer, I sought a second opinion and consulted a thoracic cardiovascular surgeon. The TCVS specialist believed it was likely a benign tumor but advised against a direct biopsy due to its delicate location. Consequently, we opted for surgery in September. During the procedure, the tumors were successfully removed, and a frozen section indicated tuberculosis (TB) as the cause. As the remaining cysts were benign, they were also excised. After two weeks of hospitalization, a second biopsy confirmed the tuberculosis diagnosis, and I was referred to the TB program for treatment.
Surprisingly, my TB was almost asymptomatic, with only occasional chest pain as the noticeable symptom. It's alarming to realize that the virus can manifest in such a manner. I have been diligently took my prescribed medication for 6 months but I have struggled with the harsh side effects. The initial two weeks were particularly challenging, as I was recovering from surgery while enduring the medication-induced vomiting, body pain, and fatigue. Additionally, the post-surgery pills caused severe acid reflux. While sputum accompanied by acid was common, I experienced blood in my sputum once, but the doctor reassured me that it was normal. I also experienced excessive hypersalivation for three weeks, likely due to stress and anxiety, but that has subsided after a recent follow-up checkup. Overall, I underwent significant physical, mental, and emotional distress.
In March 2023, I completed my TB medication, but unfortunately, it had a negative impact on my gastrointestinal health. To address my worsening condition, I underwent an endoscopy in February 2023 while still on my TB medication. The results revealed that I have a Level 3 Hiatal Hernia and Non-erosive Gastritis. Fortunately, I tested negative for H. pylori infection and received clearance from Barrett's esophagus, stomach ulcers, and other potential diagnoses. My doctor prescribed Pantoprazole 40mg for 30 days, and since then, I have noticed a significant reduction in acid reflux and heartburn.
It is worth mentioning that during the past seven months, I have been admitted to the emergency room four times due to mistaking severe heartburn for a heart attack. These experiences have heightened my health anxiety to some extent.
Currently, I am no longer taking any medication, but I am facing challenges with persistent back pain, pressure in the upper neck, and nerve tingling. I recently had an X-ray and consulted with my orthopedic specialist, who attributed my symptoms to overwork and recommended starting physical therapy within two weeks.
However, things have worsened since then. Over the past five days, my sleep pattern has been extremely disrupted. I manage to sleep, but it's far from the restful slumber I am accustomed to. On workdays, I am grateful for just three hours of sleep. Last night was particularly difficult as I couldn't sleep at all until 7 AM. I constantly feel a sensation of choking and suffocation, even without any apparent trigger. Although my blood pressure and pulse rate are normal, I can't shake the feeling that I might die the moment I fall asleep.
Sharing this here is incredibly difficult for me, and I humbly request your patience and understanding. I'm breaking down as I type this, to be honest. I am seeking guidance on where to seek help. Should I begin by consulting a neurologist for a brain scan, as I'm unsure if my discomfort and nerve tingling are related to neurological issues? Or would it be more appropriate to start with a psychiatrist? Additionally, I would appreciate any recommendations for reputable institutions or healthcare providers, as I am currently facing financial challenges due to medical expenses incurred last year.
Thank you for taking the time to read my message. I am grateful for your support, and I extend my best wishes to everyone for their well-being and recovery.

Unlock the world, one international trip at a time!

According to human psychology, we often focus on money and go for the cheapest international trip. If you’re from India, you search for the “cheapest international trip from India” and likewise for any other country. Still, none of us focus on the planning and organization element of the trip.
Traveling is one of the most enriching experiences a person can have. Not only does it allow you to explore new cultures, cuisines, and landscapes, but it also helps you grow as an individual.
For starters, traveling expands your horizons and broadens your perspective on life. You get to see how people from different parts of the world live, their beliefs, and their daily routines. This exposure to diversity helps you become more open-minded and accepting of others. Additionally, you learn new things and gain a deeper appreciation for different cultures and their histories.
Another reason why traveling is amazing is that it allows you to disconnect from your daily routine and live in the moment. Whether relaxing on a beach, hiking through a jungle, or exploring a bustling city, traveling forces you to slow down and live in the present. This can be incredibly refreshing, especially for those constantly busy with work or other responsibilities.
Traveling also helps you build confidence and independence. When you’re in a new place, you must navigate unfamiliar terrain, communicate with people who speak different languages, and find your way around without the comfort of the familiar. This can be challenging at first, but with time, you’ll find that you’re able to handle new situations with ease and that your confidence has grown
Since the end of the global pandemic, there has been a surge of Indians who want to travel and explore all the hidden gems spread across the globe. Traveling internationally can be a life-changing experience but can also be overwhelming and stressful without proper planning. From obtaining a visa to packing, there are many things to consider before embarking on an international trip. To have the best international trip from India, we must understand the essence and importance of planning.

Importance of Planning

Planning a trip ensures that you are prepared for your travels and can enjoy your time at your destination without unnecessary stress or complications. To have the best international trip from India, understand the essence of planning –
Saves time and money: Planning allows you to research and compare different options for transportation, accommodation, and activities, helping you find the best deals and avoid overspending.
Helps you make the most of your time: By planning your itinerary, you can ensure that you are able to visit all the sights and attractions you want to see and make the most of your time at your destination.
Reduces stress: Planning can help eliminate the stress of last-minute decision-making and ensure that everything runs smoothly during your trip.
Helps you prepare for unexpected events: Having a plan can help you quickly respond to unforeseen circumstances, such as flight cancellations or inclement weather.
Allows for a more organized and enjoyable trip: Planning helps you stay organized, avoid confusion, and enjoy your trip to the fullest.

Guidelines for Having the Best World trip

Book My Bharat is a renowned travel agency that provides travelers like you with comprehensive guidelines on travel destinations, making it easier for you to choose the best places to travel. Our guidelines cover local laws and customs, safety tips, health recommendations, and sustainable travel practices. By offering such valuable information, we enable our clients to make informed decisions about their travel destinations and the best places to travel in the world. Our expertise in the travel industry and our up-to-date knowledge of various travel destinations help you choose the most suitable places based on your preferences, budgets, and needs. With our guidance, you can embark on your dream journey to the best places to travel in the world, knowing you have all the information required for a safe, efficient, and enjoyable experience. These guidelines will offer you the best travel experience –
Study the destination you desire to visit
If you plan a trip to a new destination, it’s crucial to study the location before you go. Researching your travel destination can help you find the best deals on flights, accommodations, and activities, allowing you to maximize your budget. By studying the destination, you desire to visit; you can identify the best time to travel, which can significantly impact prices. You can also learn about affordable accommodations and restaurants, public transportation, and other cost-saving tips. Additionally, you can avoid tourist traps that can be expensive and time-consuming. With careful planning and research, you can plan a trip to your desired destination that is both affordable and fulfilling, allowing you to make the most of your travel experience. So, whether you are planning a luxury trip or the cheapest international trip possible, studying your destination is essential in creating a successful and memorable journey.
Create a precise and prudent budget plan.
Creating a precise and prudent budget plan is crucial in successful travel and tour planning. A well-planned budget can help you make informed decisions about where to travel and what places to visit while controlling your expenses. By setting a budget, you can identify how much you can afford to spend on flights, accommodations, meals, and activities, allowing you to prioritize your spending and make the most of your travel experience. When creating a budget plan, it’s essential to consider factors such as exchange rates, local prices, and seasonal fluctuations to ensure that your budget is realistic and feasible. Additionally, it would be best if you considered any additional costs, such as travel insurance or visa fees, which can impact your overall expenses. A defined budget plan will make you enjoy a stress-free travel experience. In short, a well-planned budget is essential for successful travel and places exploration, whether you are planning a solo trip or a group tour.
Do intensive research for your ideal travel itinerary
To make the most of your travel experience, you must do intensive research for your ideal travel itinerary. A perfect itinerary can help you maximize your time and budget while ensuring you see and experience the things that matter most. Itinerary planning requires extensive research on your desired destination, including popular tourist spots, hidden gems, local events, and cultural experiences. This information can be found in travel guides, online resources, and blogs. Additionally, a travel itinerary involves organizing your trip logically and efficiently, considering factors such as transportation, accommodation, and meals. By creating a detailed holiday itinerary, you can avoid wasting time and money and make the most of your travel experience. Doing intensive research for your travel itinerary can help you plan a more meaningful and memorable journey tailored to your interests and needs. Whether planning a solo trip or a group tour, itinerary planning is critical in creating a successful travel experience.
Collect all essential documents
Collecting all essential documents is crucial in preparing for a smooth and stress-free travel experience. Whether you are traveling domestically or internationally, it’s crucial to ensure that you have all the necessary documents before you leave. Essential documents typically include your passport or ID, travel visas, airline tickets, hotel reservations, travel insurance, and any other permits or licenses that may be required. It’s crucial to review the specific requirements for your travel destination to ensure that you have all the necessary documents before departure.
Book all necessary flights, accommodations, and means of transportation
Booking all necessary flights, accommodations, and means of transportation is a critical step in preparing for a successful holiday travel experience. The holiday season is a busy time for travel, so it’s essential to book your flights and accommodations well in advance to avoid last-minute price hikes or sold-out availability. When booking flights, it’s a good idea to search for deals and compare prices from multiple airlines to ensure you get the best deal. Similarly, when booking accommodations, it’s crucial to research the location, amenities, and reviews to ensure you get the best value for your money.
To end on a tranquil note, traveling is an enriching experience that helps individuals broaden their perspectives, gain confidence and independence, and live in the moment. Travelers can follow guidelines from travel agencies such as Book My Bharat to study their desired destination and create a precise and prudent budget plan. By doing so, travelers can embark on a dream journey to the best places to travel in the world and have a safe, efficient, and enjoyable experience.

Today 6/9 and a different date 6/1 I called off due to my high blood pressure making me feel dizzy to the point I'm not walking right, I'm stumbling and finding myself holding onto the walls in my house to keep myself from falling.
Can I apply for LOA or STD for 2 separate days? I don't want my points counting against me during these unexpected times.

I have been reading here for a few days and have learned a lot.
My 8yo son has recently been diagnosed with Aspergers (and after talking to the psychologist about the symptoms that led to the dignosis I am low key wondering if I might have it, too). I was wondering if you could give me pointers to what has helped you (or what you would have wished for) in and after school or in general. I am pretty new to this topic and would like to make my sons not-so-easy-life as comfortable as possible.
School is stress for him, especially the social situations. He is often angry and discouraged when he gets home. His teacher is wonderful but he has lunch and homework at school, too, because I am working and that period of time is far less structured and has different adulds caring for his class. When he is home he does not want to spend time alone but wants to be entertained by me.
Can you tell me if there is something that could help him unwind after school?
(Sorry for this unstructured ramble and probably many mistakes. English is not my first language.)

I'm an incoming freshman for the fall 2023 year. Only experience I have is with repairing parent's cars at home. Nothing too serious. ( replacing subframe, replacing alternator, replacing gaskets, installing supercharger, installing exhaust...). Like I said, nothing too crazy.
​
Haven't taken physics in highschool except physics 9 as freshman, haven't taking any engineering or mechanics classes. Just a CS + adv major.
​
Is this enough to become part of the team?

Do the boys usually come out after the show? I was at the Milwaukee show and waited outside for a while to see if they would come out but left after about 30 mins (there were some odd people hanging around and it got uncomfortable or I would've stayed longer). I'm seeing them again on the second leg of the tour and will probably buy a soundcheck or monitor pass but just in case that falls through, are there any other good ways to try and meet them?

My mom is slavic, and my dad is Mexican. Now, as we all know, being thin is the ideal beauty standard in slavic countries, and most women there are graced with fast metabolisms. Mexicans, on the other hand, are common targets for conditions like PCOS that prevent weight loss.
I took after my dad's side.
My mom used to limit me to one slice of bread a day. She used to make comments on my weight and the way I looked. I was an ugly, overweight girl when I went through puberty. I did ballet four hours a day, and still managed to be three pounds overweight (due to my extremely and horribly unbalanced hormones). My mom thought that my weight gain was caused by unhealthy binge eating, and I wasn't allowed to eat anything "unhealthy". There would be no snacks in the house, no sugary drinks, nothing.
After puberty, I grew out of my "ugly" face, and became conventionally attractive. I lost fourty pounds because I developed an eating disorder. My acne was gone, I took care of my hair and eyebrows, and my face was pretty.
It took a while for my mom to notice my anorexia and bulimia. It started when she realized I skipped lunch and breakfast, and went directly to school. She began to attempt to wake up early to make me eat breakfast or take the lunch she made me to school. She would encourage me to go out to eat with her, but I am so uncomfortable eating in front of her.
I came back from college over the summer. We got on the topic of food, and she asked me what I do for lunch. I told her that me and a few other girls have no classes at a similar time, and we sit together. I realized she was crying when I told her that I don't eat lunch, and that I sort of just watch the other girls eat.
I don't know how to feel. She talks so horribly about my brother who is overweight that I'm terrified of being "fat". I think I like it now that she worries about me, but I don't know.
I wish I could be like the girls I sit during breaks with. They all eat without a care in the world, knowing their metabolism will have their back. I just have to sit and watch. They don't have to work out, they don't have to starve, it isn't fair. Having balanced hormones is something so normal, but it looks like a privilege to me. A privilege I will never have.

Service apartments in Bangalore offer an attractive alternative for those looking for comfortable living standards at an affordable price rate. Whether you’re going on a vacation or considering renting a place, these service apartments provide you with the convenience of home living without breaking the bank.
Comfortable living standards at an affordable price rate
Service apartments have become a popular choice for those looking for comfortable and luxurious living at an affordable price rate. They offer all the amenities of a hotel while also providing the comforts of home. Service Apartments Bangalore is renowned for their well-furnished rooms, modern interiors, and quality services.
These serviced apartments provide a wide range of facilities to make your stay more convenient and enjoyable. From fully equipped kitchens with modern appliances to spacious bedrooms with tasteful decor, you can enjoy all the luxuries you need in one place. You will also be provided with complimentary Wi-Fi, satellite television, air conditioning, and other amenities such as laundry services and housekeeping that are essential for comfortable living.
The staff at Service Apartments Whitefield is highly trained and friendly, ensuring that your stay is as pleasant as possible. They go out of their way to ensure that you have a comfortable stay by attending to all your needs promptly and efficiently. Whether you require assistance with booking tickets or organizing sightseeing tours, they are always there to help you out.
These serviced apartments provide multiple options when it comes to dining options too! You can choose from an array of restaurants serving delicious local cuisines or opt for room service if you prefer eating in the comfort of your own space. Furthermore, service apartments even offer special packages such as buffet breakfast or dinner for two which come at affordable prices!
Not only does staying at Service Apartments Koramangala allow you to experience luxurious living without breaking the bank but it also ensures hassle-free travel arrangements throughout your trip! With easy access to transport links – such as Metro stations – these properties are conveniently located close to key attractions making them ideal choices for both business and leisure travelers alike!
📷
Conclusion-
Service apartments in Bangalore are spacious and allow for greater freedom over meals through self-catering units. All of these features make service apartments an ideal choice for those seeking quality accommodations at a reasonable cost. In conclusion, Service Apartments Bangalore provide quality living with great affordability.
Source URL- https://sites.google.com/view/serviceapartmentsbangalore16/home

Hi! I'm 24F, currently living independently away from the province. I've been struggling with health anxiety features since 2020 but it became much worse last year after a major health issue I encountered. Apologies for the length, but I appreciate your patience. Any comments are much welcome.
TL;DR: I'm a 24-year-old woman living independently, dealing with health anxiety that has worsened after a major health issue last year. I underwent unexpected surgery and a six-month medication for a cancer scare, with physical recovery at 90% but mental struggles persisting. Anxiety triggers my GERD and vice versa, leading to sleepless nights and fear of death. I have dextroscoliosis, hyperacidity, and a recent diagnosis of hiatal hernia. Seeking help for persistent back pain, neck pressure, and nerve tingling, unsure where to start. Considering a neurologist for a brain scan or a psychiatrist for mental health support. Financial difficulties add to the challenges. Open to guidance and recommendations.
Just a background, I already struggle with a couple of conditions through the years: *have dextroscoliosis since I was 14 *have hyperacidity, recently diagnosed with hiatal hernia (Feb 2023)
Everything went down last August 2022 when I experienced chest pain at work and was rushed to the ER. While my ECG was normal, I was advised to undergo a chest MRI due to my dextroscoliosis. Surprisingly, my spine was found to be stable, but the scan revealed a 4cm mediastinal mass near my thymus gland. Initially suspected as thymoma, a type of cancer, I sought a second opinion and consulted a thoracic cardiovascular surgeon. The TCVS specialist believed it was likely a benign tumor but advised against a direct biopsy due to its delicate location. Consequently, we opted for surgery in September. During the procedure, the tumors were successfully removed, and a frozen section indicated tuberculosis (TB) as the cause. As the remaining cysts were benign, they were also excised. After two weeks of hospitalization, a second biopsy confirmed the tuberculosis diagnosis, and I was referred to the TB program for treatment.
Surprisingly, my TB was almost asymptomatic, with only occasional chest pain as the noticeable symptom. It's alarming to realize that the virus can manifest in such a manner. I have been diligently took my prescribed medication for 6 months but I have struggled with the harsh side effects. The initial two weeks were particularly challenging, as I was recovering from surgery while enduring the medication-induced vomiting, body pain, and fatigue. Additionally, the post-surgery pills caused severe acid reflux. While sputum accompanied by acid was common, I experienced blood in my sputum once, but the doctor reassured me that it was normal. I also experienced excessive hypersalivation for three weeks, likely due to stress and anxiety, but that has subsided after a recent follow-up checkup. Overall, I underwent significant physical, mental, and emotional distress.
In March 2023, I completed my TB medication, but unfortunately, it had a negative impact on my gastrointestinal health. To address my worsening condition, I underwent an endoscopy in February 2023 while still on my TB medication. The results revealed that I have a Level 3 Hiatal Hernia and Non-erosive Gastritis. Fortunately, I tested negative for H. pylori infection and received clearance from Barrett's esophagus, stomach ulcers, and other potential diagnoses. My doctor prescribed Pantoprazole 40mg for 30 days, and since then, I have noticed a significant reduction in acid reflux and heartburn.
It is worth mentioning that during the past seven months, I have been admitted to the emergency room four times due to mistaking severe heartburn for a heart attack. These experiences have heightened my health anxiety to some extent.
Currently, I am no longer taking any medication, but I am facing challenges with persistent back pain, pressure in the upper neck, and nerve tingling. I recently had an X-ray and consulted with my orthopedic specialist, who attributed my symptoms to overwork and recommended starting physical therapy within two weeks.
However, things have worsened since then. Over the past five days, my sleep pattern has been extremely disrupted. I manage to sleep, but it's far from the restful slumber I am accustomed to. On workdays, I am grateful for just three hours of sleep. Last night was particularly difficult as I couldn't sleep at all until 7 AM. I constantly feel a sensation of choking and suffocation, even without any apparent trigger. Although my blood pressure and pulse rate are normal, I can't shake the feeling that I might die the moment I fall asleep.
Sharing this here is incredibly difficult for me, and I humbly request your patience and understanding. I'm breaking down as I type this, to be honest. I am seeking guidance on where to seek help. Should I begin by consulting a neurologist for a brain scan, as I'm unsure if my discomfort and nerve tingling are related to neurological issues? Or would it be more appropriate to start with a psychiatrist? Additionally, I would appreciate any recommendations for reputable institutions or healthcare providers, as I am currently facing financial challenges due to medical expenses incurred last year.
Thank you for taking the time to read my message. I am grateful for your support, and I extend my best wishes to everyone for their well-being and recovery.

Hello! Hopefully I got on the right page with my question. I just got my 2 rats about a week ago, they're 2 sisters both about 2 month old. I've recently noticed one of them making a chirping noice, like she's playing a little trumpet idk. The day before yesterday, I've heard her making this sound at about 7-8 in the morning, but I was falling asleep really badly. When I woke up, I didn't hear anything like this from her. Today in about 8 in the morning I've heard this sound again, and sometimes she makes it, sometimes she isn't, it can be moderately loud or it can be quiet. She doesn't sneeze much - I've only heard those two sneezing like 3-4 times in a week and I work from home, so I'm always around. She's pretty active when I play with her(she likes to chase feathers on stick) but also likes being in her hammock, eats well, I change their tray once in 2 days. I saw no abnormal crusts around her eyes and her breathing isn't loud or obstructed as far as I can hear. They're a bit scared of me and not very tame yet, so I wonder if it can be a sound of stress, because this morning I was tidying up my apartment and there was quite some noise when I was moving things(and their cage too) around and using a vacuum cleaner in the kitchen. I don't handle them much yet. At this very moment, she doesn't make this sound, but she "Chirped" for about 25-30 minutes. Her sister doesn't make any sounds like this at all. Could it be URI? I'm planning to take them to the vet as soon as possible, but I can't just sit and worry all my insides out because I'm unexpirienced at rat health and I don't know whats normal or what isn't.

Hi folks! My baby is 4mo and has been diagnosed with GERD. At birth she spent one month in the hospital because she vomited every single meal and wasn't growing - she's still very tiny, in the 3%. Medicine is helping a lot (esomeprazol) but we are still struggling and I wanted to ask GERD parents for advice on two issues: car rides and night sleeping.
-baby HATES car rides. She cries from the second she touches the car seat to the second she's out. We tried going on strolls on the car seat but nothing changes. She literally cries herself to vomit sometimes. I dread every single ride and i feel like crying myself LOL
-at night, when she wakes to eat (i nurse) she stays up for like an hour sometimes. She doesn't necessarily cry, but won't fall back asleep. I bounce her on a yoga ball and sometimes it helps, but not always. I am desperate as i don't sleep more than 5h a night and it's horrible.
It's being so hard. I am thankful i have another baby already which was super easy - if this would have been my first, i would be so traumatized. I have no idea how to make her stop crying most of the time. She only calms down in the carriesling, and mainly with me - dad keeps trying but she just cries like crazy. Definitely a high need baby, and I have no idea how to help her.
What's hard is that in theory reflux is being fixed (by medicine), and many of her issues might not be related to that (example: she is fine laying flat - she seems to hate only the car seat position).
If anyone went through something similar, i would highly appreciate tips!

If they wanted to make X stuff fit somehow (and whilst I absolutely wouldn't appreciate it in any way shape or form), I could imagine them very easily redoing X but completely erasing Elma, instead replacing her for KOS-MOS, which makes sense anyway given how her design themes are based on KOS-MOS. To make the alien stuff work, it could still make sense if KOS-MOS becomes aware of the war between Ganglion and Ghosts whilst falling through space to Earth. That way you could say that aliens were simply never present in Xenosaga but still exist within the Xenoblade universe.
Instead of having Elma arrive on Earth before the war to upgrade Earth's technology, have KOS-MOS take that position. Instead of Elma picking up super mechanic child genius Lin for no real reason, have Lin or her family be the ones to find KOS-MOS when she lands or crashes down onto Earth and fix her up, with Lin eventually becoming a stand in for Shion. And you could easily replace Elma for KOS-MOS as the pilot of the Ares based on the Ares' weaponry alone. It matches up so easily.

Experience Tranquility and Adventure at River Side Camps in Rishikesh by Pebble Resort
Nestled in the picturesque town of Rishikesh, amidst the serene landscapes of Uttarakhand, lies the Pebble Resort—an idyllic destination that offers an unparalleled experience of river side camps in rishikesh. Rishikesh, renowned as the "Yoga Capital of the World," attracts travelers from all corners of the globe seeking solace, spirituality, and adventure. The river side camps provided by Pebble Resort not only allow you to bask in the natural beauty of the Ganges but also provide a gateway to thrilling outdoor activities that will leave you rejuvenated and captivated.
Located along the banks of the holy river Ganges, Pebble Resort boasts a tranquil and serene ambiance. As you step into the resort, you'll immediately be greeted by the soothing sound of the flowing river, the whispering breeze, and the chirping of birds. The river side camps offer a unique opportunity to reconnect with nature, away from the chaos and stress of everyday life. The resort blends harmoniously with its surroundings, creating a seamless integration between man-made comfort and the raw beauty of the environment.
The river side rafting camp at Pebble Resort are designed to provide utmost comfort and convenience. You can choose from a variety of accommodation options, ranging from cozy tents to luxury cottages. Each camp is tastefully decorated, with comfortable beds, clean linens, and all the necessary amenities to ensure a pleasant stay. The sound of the river lulling you to sleep at night and the gentle sunlight waking you up in the morning will make your experience truly magical.
One of the highlights of staying at the river side camps in Rishikesh is the plethora of adventure activities available at your doorstep. Rishikesh is famous for its white-water rafting, and Pebble Resort offers thrilling rafting experiences suitable for both beginners and experienced rafters. As you navigate the rapids of the Ganges, you'll feel an adrenaline rush like never before. Other adventure activities include trekking, rock climbing, rappelling, and camping under the starlit sky. The resort has expert guides and trainers who ensure your safety while also enhancing your experience with their knowledge of the region.
Beyond the adventure, Rishikesh is a haven for spirituality and wellness. The resort organizes yoga and meditation sessions by the river, allowing you to immerse yourself in the ancient practices that have drawn seekers for centuries. You can also visit nearby ashrams and temples, where you can learn about the rich cultural heritage and spirituality that Rishikesh is known for.
The culinary delights at Pebble Resort are not to be missed. The resort offers a range of delectable dishes, blending local flavors with international cuisines. Enjoy a riverside breakfast as the sun rises, savor a delicious lunch amidst the greenery, and indulge in a candlelit dinner by the riverbank—a truly unforgettable experience for your taste buds.
In conclusion, the river side camps at Pebble Resort in Rishikesh offer a perfect blend of tranquility and adventure. Whether you seek a peaceful retreat in nature, an adrenaline-pumping adventure, or a spiritual journey, this destination has it all. Immerse yourself in the beauty of the Ganges, rejuvenate your mind, body, and soul, and create memories that will last a lifetime. The river side camps at Pebble Resort are waiting to welcome you with open arms.

"Strive not to be a success, but rather to be of value." – Quote by the late Albert Einstein.
Companies who are planning or have recently taken the great decision to onboard a CRM like Salesforce should know that deployment of the tool is the first step in your Salesforce journey. After the training of users comes the much-needed Salesforce support services. We have already listed in our previous blogs why a company needs to sign up for Salesforce support services. So, we are not going to dwell on that topic today. Our topic is on the pertinent issue of the best Salesforce support service provider. What are the qualities that a Salesforce support services partner should have?

These are the qualities to look out in the best Salesforce support service provider:

1. Salesforce partner who is a licensed Salesforce partner. Only begin consultations with companies who are registered with the national Salesforce office as a partner. Beware of companies who pass off as licensed Salesforce partner. Due your due diligence or risk falling prey to frauds.
2. Salesforce partner who is a Summit Tier partner. There are many partner companies worldwide. But only 10% of these make it to the summit of the tier system constructed by Salesforce, Inc. These Summit tier salesforce partner are the best of the best. By working with such a Salesforce partner, you are assured of being in the best hands and your Salesforce support services are looked after smoothly and seamlessly.
3. The Salesforce partner has a dedicated support team. Not every company has a dedicated team for support services. Codleo does and we are very proud of this. Our team works round the clock and is staffed by certified & experienced experts. So, when seeking Salesforce support services from a Salesforce partner, ask the right questions. If they don’t have a dedicated team, then it’s not worth your penny.
4. Community/Client portal. The ideal Salesforce partner offering Salesforce support services must have a client/community portal where clients can visit to register tickets/complaints, monitor the progress of each assigned ticket, communicate, and see progress made. This ensures communication and collaboration as well as transparency. Isn’t that great? Codleo is ideal for Salesforce support services as it is one of the few Salesforce partner which has a dedicated community portal that is active and dynamic.
5. Recommended by professional contacts or regional Salesforce office. Ask around. Contact your regional Salesforce office for suggestions. They are the best source for finding the right Salesforce support services partner just for you. You will end up getting good names.

For Salesforce support services of the highest quality, partnering with Codleo Consulting makes sense. Connect today and let’s talk details & pricing. Our Sales team is standing by to engage. Have a rocking day.
Also read: IMPORTANCE OF SALESFORCE SUPPORT SERVICES AND MAINTENANCE

This may not apply to all recruiters, but for those that have to meet certain metrics or individual “goals” of offers or starts per month, what’s the number?
My supervisor wants each of us recruiters to have 7 starts per month (not offers, actual starts).
I’m having difficulty with this and honestly feeling really happy if I meet 4 or 5 starts per month because I’ve experienced so much candidate fall off. Like the candidates decline their offer, don’t pass their drug test, don’t pass on boarding, or they ghost somewhere in the process.

Just trying to learn the situations that could lead to me needing to move at short notice. The other reasons in the legislation are a lot easier to understand (ownefamily moving in, owner selling, etc), but I can't figure out whether turning it into an Air BnB would fall under a legal reason to end things. My place used to be an Air BnB just before we moved in, so a bit more relevant to me than the average person.
The legal reason to end a periodic tenancy that this may fall into is:

The premises are to be converted into commercial premises for at least 90 days by the landlord or owner.[1]

In this Stuff article, someone from Harcourts Queenstown said:

“Changes to tenancy law mean a landlord can’t just get rid of a sitting tenant to put their property on Airbnb any more. They have to wait until the tenancy ends before they can do that.”

But this Crockers page says:

A landlord would be allowed to terminate a periodic tenancy by giving at least 90 days’ notice if the premises are to be converted into commercial premises (for example, to be used as an Airbnb).

The Crockers page was written in 2020 before the bill passed, but the part they are talking about did not change in the final text. I think insurance companies at least tend to consider Air BnBs as commercial premises too.
Is anybody aware of whether an 'Air BnB' would be interpreted as a 'commercial premises' according to the Act?

Original Source: https://boringmoney.in/p/byjus-is-sued-by-its-lenders (my newsletter Boring Money -- please visit the link to subscribe and receive similar posts about finance in India directly in your inbox)
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Four years ago I read an article in The Ken (disclosure: I was later employed here) titled The making of a loan crisis at Byju’s. The gist of the story was that Byju’s was an edtech doing phenomenally well selling its digital courses to parents of young students. But these courses were expensive and these parents were poor. So it was also selling them loans to buy these courses. Only, without telling them. Parents would expect a course (which could be cancelled) but would end up with a loan (which couldn’t be cancelled).
Three days ago, Byju’s went to court in New York. Here’s the headline from TechCrunch: Byju’s sues ‘predatory’ lenders on $1.2B term loan, won’t make further payments.
Byju’s is a company that, arguably, made a business out of giving out predatory loans. Now it’s sued its own lenders and accused them of being predatory. I’m not saying that this is poetic justice but.. okay, scratch that. This is poetic justice! If Shakespeare were a finance writer this is the kind of stuff he would come up with.

Everyone wants to lend to Byju’s

In 2021, interest rates were low, loans were cheap. Tech startups were doing great, edtech startups were crushing it. Byju’s, not one to be left behind, had raised a lot of money but money was cheap so it also wanted to borrow. It wanted a $500 million loan from lenders in the US, which it wanted to use to acquire companies there. Instead, it ended up borrowing more than double—$1.2 billion—because lenders practically wanted to throw money at this overachieving edtech startup from India. [1]
The way a term loan such as this works is:

1. A company goes to an investment bank and asks for a loan
2. The bank syndicates this loan to investors, who become the lenders. Everyone comes together in a room and negotiates the specifics of the loan (which can be quite complex, as we’ll see)
3. The loan goes through and everyone’s happy. Presumably, the company likes its lenders, the lenders like the company
4. The original investors might sell the loans they own to other investors. The company’s only talking to an administrative agent representing the lenders, so over time it might not even know who its lenders are

In November 2021, prominent investment managers such as Blackstone, Fidelity and GIC had gone overboard to lend money to Byju’s. By September 2022, Byju’s lenders were desperately selling [2] their loans at a 36% discount on the principal. (Today, Byju’s debt is at a 20% discount, which is also bad.)
It’s likely that Blackstone, Fidelity and other of the OG lenders aren’t Byju’s’ lenders any more. They’ve almost certainly sold off their loans at a loss. Better get paid something than get paid nothing.
Dealers of the dead
If a company’s debt is being sold at a 36% discount, it’s because investors think that the company is unlikely to repay its loans. If you buy such a loan, you potentially stand to gain a lot—because of the discount—but well, you might also just lose everything.
If you’re a regular investment management company, like Blackstone, you don’t want to invest in such a loan. Your investors gave you this money to get predictable returns. If they wanted risk, they’d ask you to buy stocks. You don’t want to get into a fight with your borrower. If you feel they will not pay you back, you take a loss, sell the loans, move on.
If you’re a distressed debt investor, your entire business is to buy such distressed loans from regular investment managers like Blackstone. You’re going to get nasty borrowers who are unlikely to want to repay their loans but that’s okay. Because you’re nasty too. You spend less time on financial models, more in courts and around lawyers. You like to fight to get your money back. Sometimes you might lose, but the times you win, you win big. The wins cover your losses and some more.
Blackstone and the others sold Byju’s’ loans in desperation, and they were almost certainly bought by distressed debt investors. We don’t know who they are exactly, but Byju’s has indicated that one of them is Redwood Capital, a New York-based distressed debt investor.
If you’re a distressed debt investor, this is how it works:

1. You get a loan for super cheap
2. If the company repays its loan, great! You make a lot of money
3. But the company isn’t likely to repay, which is why you got the loan for cheap in the first place
4. So it’s in your best interest to not let the company die a slow death. Instead, you want to kill the company quick. You take the company to court ASAP and take all the money you’re owed while it’s still there

If the new investors waited, say, for a year, and took Byju’s to court after it had actually defaulted on its repayments—there might not be any money left! Byju’s may have given all the money to Lionel Messi or maybe laundered it away someplace the lenders wouldn’t find it. If you’re a distressed debt investor, you want to get Byju’s to court and get the court to force it to do whatever it takes to pay you back.
Last month, Byju’s’ new lenders sued Byju’s in the Delaware Court of Chancery [3]. We’ll get to the official reasons for this lawsuit in a bit, but what’s important is that Byju’s was not being sued because it defaulted on a payment. It hadn’t. It was being sued because the distressed debt investors expect it to default sooner or later, and they would prefer dealing with it sooner rather than later.

Lenders go for the kill

Usually, the finer details of corporate loans such as Byju’s’ aren’t public. But thanks to the multiple lawsuits we know quite a bit here.
The loan was made to Byju’s’ US entity and it was secured with guarantees from multiple Byju’s companies. From Byju’s’ lawsuit this week against its creditors (which I will get to), here are the guarantors:

1. Byju’s entities in India and Singapore
2. Byju’s’ US and Singapore acquisitions; companies including Oros, Epic, Great Learning, and Neuron
3. Whitehat India, Byju’s’ famous Indian acquisition

That’s a lot of companies guaranteeing a loan! Byju’s’ Indian entity is the parent of all the other guarantor companies, so having it as a guarantor should’ve been enough. I guess the rationale here was that it would be nice to have some non-Indian companies in the mix too, we do know how efficiently Indian courts work.
Apart from Byju’s the parent company itself, Whitehat was the only other Indian company guaranteeing this loan. The problem was that Whitehat itself, on paper, had negative net worth. It had probably taken loans of its own and did not have enough assets to cover them. In practice, this would be irrelevant, because Whitehat was owned by Byju’s and it would cover any of Whitehat’s liabilities. But, apparently, RBI regulations require Indian companies with negative net worth to take its approval before guaranteeing a loan. So even though Whitehat was a guarantor, the guarantee was meaningless until RBI granted its approval.
Yeah, well, RBI didn’t grant its approval. From the lawsuit:

Plaintiffs, Borrower, and Lenders had a call on or around October 6, 2022, to discuss the Whitehat Guarantee. In a good faith effort to negate any impact of the new regulations, Plaintiffs and the Borrower offered to move all assets out of Whitehat India into other subsidiaries of the Parent Guarantor that are Guarantors to the Credit Agreement, or are owned by Guarantors of the Credit Agreement. Lenders rejected this proposal without justification.

In October 2022, after Byju’s’ debt was already sold to the distressed debt investors, the company spoke to its lenders and informed them that it was unable to get RBI’s approval for Whitehat to be a guarantor. Instead, it offered to move Whitehat’s assets into other companies and then use those companies to guarantee the loan. Which would really have been the same thing. But the lenders refused! Why?!
Continuing from the lawsuit:

Lenders subsequently asserted that an event of default under Section 8.1(e) of the Credit Agreement (an “Event of Default”) had occurred due to the failure to procure the Whitehat Guarantee.

Oh, that’s why. Byju’s’ lenders—distressed debt investors that wanted Byju’s dead ASAP—used the fact that Whitehat couldn’t be a guarantor of this loan to claim a default and use it as a reason to take Byju’s to court in the US. Honestly, I’m impressed. The Whitehat guarantee was redundant to begin with, but the lenders had found an out and their official reason #1 to take Byju’s to court.
Oh, there’s another thing. In June 2022, The Ken reported (disclosure: I once worked here) that Byju’s’ financials for 2021 had been held up by its auditors because of certain, umm, creative accounting. By this time, Byju’s should have ideally filed even its 2022 financials. It was very late! From the lawsuit:

The FY’21 Audit was delivered to the Lenders on August 30, 2022. It did not contain a “going concern” qualification or any similar qualifications about the Parent Guarantor’s ability to continue into the future. However, the FY’22 Audit could not begin until the FY’21 Audit had been completed, and the Parent Guarantor’s business has continued to grow rapidly

Byju’s’ 2021 financials were held up because auditors weren’t giving the company their go ahead, so of course its 2022 financials were held up as well.

On or around August 29, 2022, Shearman & Sterling, LLP (“S&S”), counsel for GLAS, sent a letter to Byju’s Alpha and Think & Learn requesting certain financial disclosures from Plaintiffs and Borrower, and asserting that the failure to deliver this financial information was a breach of the Credit Agreement. … Rather than actually suffering any damage from the delayed FY’22 audit, Lenders opportunistically used this unintentional and non-material delay to exert pressure on Plaintiffs and the Borrower to extract onerous economic concessions.

I love it! Byju’s’ financials were delayed. Its agreement with the original lenders said that the company must share its audited financials with them. Byju’s wasn’t able to do that. The lenders found their official reason #2 to take Byju’s to court.

Byju’s sets up a defence

Before the lenders sued Byju’s last month, Byju’s tried its best to negotiate a deal. It gave the lenders an assurance of the company’s financial health, gave them concessions worth “tens of millions of dollars” and requested (pleaded) to take back their claims of Byju’s defaulting.
The lenders refused. They asked for either the full principal back or two-thirds of it, with an increment of 7% (!!) in the interest rate. Byju’s, of course, said no.
At this point, Byju’s knew that the lenders weren’t going to negotiate realistically. So it prepared its own defence. From the lawsuit:

The Credit Agreement prohibits transfers or assignments of the Lenders’ interests in the Term Loans to “Disqualified Lenders.” The Credit Agreement includes in its definition of Disqualified Lender “[a]ny [] Person (including an Affiliate or Approved Fund of a Lender) whose primary activity is the trading or acquisition of distressed debt,” and “those banks, financial institutions and other Persons separately identified by name . . . on or before the syndication . . . (which may be updated . . . from time to time . . .)”

In its agreement with the original lenders, Byju’s had put in a clause restricting its loan from being transferred to distressed debt investors. This is a risky clause to agree with, because it’s only these folks that buy loans that turn sour, but the original lenders had gone with it.

On information and belief, the entire course of Lenders’, and Defendant’s, bad-faith conduct has been driven by these distressed-debt lenders, who were never meant to have been lenders in the first place, and who acted with the intent of causing harm to Borrower and Plaintiffs. Meanwhile, Borrowers and Plaintiffs were initially unaware that the lenders were in fact being controlled by distressed debt dealers, and were therefore unable to take action to prevent their bad-faith plan from being implemented.

In its lawsuit this week, the crux of Byju’s’ argument is based on the fact that its loan is owned by distressed debt investors who were not eligible to be owning its debt in the first place. Also interesting is that Byju’s doesn’t seem to know who these lenders are. In its post-lawsuit statement, Byju’s named Redwood as one of the lenders, but it’s not named anywhere in the lawsuit.

Now what?

If push comes to shove, does Byju’s have the cash to pay off its lenders?
Last month, Byju’s transferred $500 million out of its US entity. The lenders had filed their lawsuit and there was a chance the court would freeze Byju’s’ US entity’s assets, so this was a precautionary move. So Byju’s has this $500 million. But that seems about it. Byju’s has been in the news saying that it’s trying to raise $700 million to pay off its debt. Yeah, between the horrible edtech market and the colourful lawsuits Byju’s is in, good luck with getting investors to donate their money to Byju’s.
But of course, Byju’s is now suing its lenders too. It does have an agreement that says that its debt can’t be held by distressed debt investors. So it’s not a frivolous suit.
Can Byju’s win? Sure. It would still have to pay its debt eventually. And it’s not straightforward. There are probably tens or even hundreds of lenders. It’s apparent that the distressed debt investors are the guiding force behind the lenders’ lawsuit, but it’s definitely not necessary that they form the majority of the lenders. In which case, Byju’s’ whole lawsuit falls apart.
The lenders are saying Byju’s defaulted by not keeping its part of the agreement, even though it had technically paid its dues. [4] Byju’s is saying that the lenders shouldn’t be the lenders in the first place and must be disqualified. We’ll see who’s right.
Footnotes
[1] It was a 5-year loan with a floating interest rate of 6% over Libor. Think of it as 6% over this magical interest-rate called Libor that some fancy-pants banks set amongst themselves everyday. Back in November 2021, Libor was at 0.25% and this was a 6.86% interest loan for Byju’s (the floor for Libor was 0.75%). Today, Libor is at about 5.64% and it’s an 11.6% loan.
[2] Multiple reasons for the investors to sell. One, interest rates went up and cash became more dear. If they had money stuck with Byju’s, it was money not being lent out to someone else. Second, edtech all around the world was in trouble. Kids were back in school and people didn’t think much of them anymore. Third, Byju’s as a company was showing its red flags.
[3] What a cool name!
[4] Until now, that is. Byju’s filed its lawsuit this week the same day it was supposed to make a $40 million interest payment.
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Original Source: https://boringmoney.in/p/byjus-is-sued-by-its-lenders